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SL FINANCIAL recognizes the need for efficiency in the new economy and provides a wide range of services on a silo (i.e., project-by-project) or holistic (i.e., “Rent-an-Actuary”) basis.

Our popular “Rent-an-Actuary” program allows small and medium size (re)insurance companies, captives, self-insured entities or (re)insurance intermediaries to benefit from the full range of actuarial services beyond typical ratemaking and reserving functions that are typically performed on silo basis.
Reserving Analysis
Process of estimating reasonable accruals for the unpaid loss and loss adjustment expenses to be booked in balance sheet
  • Estimate Ultimate Claims
  • Estimate Claims-Related Expenses
  • Variability in Reserves Estimates
  • Result Monitoring
  • Actuarial Audit and Due Diligence
Financial Reporting and Regulation
  • Statement of Actuarial Opinion or Loss Reserve Specialist Certification
  • Statutory Credit for Reinsurance
  • Premium Asset on Retro Rated Policies
  • Statutory Surplus: Computation, Pricing, and Valuation
  • U.S. Income Taxes: Regular Income Tax vs. Alternative Minimum Income Tax
Ratemaking and Pricing Support
  • Trending Procedures
  • Risk Classification
  • Ratemaking
  • Loading for Catastrophe and Large Claims
  • Rate & Form Filing
  • Predictive Analytics - process of analyzing data at most granular level to help unlock descriptive information allowing to better segment, price, market and manage products
Capital Adequacy and Management
  • Measuring Financial Strength
  • Solvency Monitoring: NAIC IRIS Ratios or ORSA
  • Regulatory Capital: NAIC Risk-Based Capital or Rating Agencies Required Capital
  • Capital Management: Economic Capital Modeling, Aggregation, or Capital Allocation
Reinsurance
One of the most common and efficient risk transfer mechanism involving a buyer, a seller and their intermediaries. SL FINANCIAL has provided services to all three parties for over a decade…
  • Program Design and Strategy
  • Pricing
  • Risk Transfer Testing
  • Commutation Analysis
Enterprise Risk Management (ERM)
Discipline by which an organization in any industry assesses, controls, exploits, finances, and monitors risk from all sources for increasing the organization short-and-long term value to its stakeholders
  • Risk Categories and Identification
  • Risk Modeling and Aggregation
  • Risk Appetite: Linkage with Strategic Planning
  • Risk Measures (VaR, TVaR, EPD, etc.)
  • Responses to Risk
  • ERM Framework
Rent-an-Actuary
Rent-an-Actuary is the complete outsourcing of the actuarial function. The idea is that companies with punctual needs of actuarial services (e.g., ratemaking or loss reserving) can benefit from the full range of additional services provided by the chief actuary, including but not limited to:
  • Plan, Budget and Results
  • Interaction with Underwriting, Claims, Finance, or IT
  • Interaction with External Stakeholders e.g., Rating Agencies or Regulators
  • Reinsurance Structuring and Optimization
  • Valuation for Mergers and Acquisition
contacts
SL FINANCIAL, Inc.
437 Bird Road
Coral Gables, FL 33146
    Achille Sime
    Principal/CEO

    Fellow of the Institut des Actuaires France (FIAF)
    Fellow of the Society of Actuaries (FSA)
    Member of the American Academy of Actuaries (MAAA)
    Chartered Enterprise Risk Analyst (CERA)
    Affiliate of the Casualty Actuarial Society (AFFI CAS)
    bio
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